Hi. I was searching for help and found this page. I have a 2 month son, and a wife, and we both work. We are on hard times right now, and can not afford our bills. We just got a shut off notice for our electricity yesterday, and I can not afford to pay it. I work 12 hours a day, 6 days a week, and I come with about 330 a week after medical insurance is paid, and taxes are taken out. We simply can not afford to live this way, but I can not find a job that pays any more right now, and can not afford to lose our medical insurance even if i did find one. Does anyone know where I could find help to pay our bills that are way behind? Heres the Scenario... we pay lot rent, I could not afford it last month, so I took out a payday loan to keep us from getting evicted, now, I can not afford to pay this back, nor keep up with bills do the current week that I would attempt to pay it back.. it seems to be a no way out situation. We owe about $1100 in back bills since my wife had the baby, that we just cant pay. I dont feel like a father to my son at all, because I can't afford to support him, my wife, nor myself. I dont know what to do. Please give me some direction if anyone else has been through this. They say they are turning off our electricity the end of next week.